Now live in Australia

Get paid.On your terms.

Accounts receivable for your clients. Their customer approves and pays in one action, straight into your client's bank account, so the receivable stops waiting for a payment run.

Approved once, paid on the day, in your client's account in seconds rather than three business days.

An accountant at her desk in a regional practice, on the phone with an aged receivables report in front of her
For practices

We are building for practices next. Tell us what yours needs.

You see thirty ledgers where a client sees one. What would make the receivables side of that easier: one view across clients, a way to send the invoice from the software you already use, or something we have not thought of? We would rather ask than guess.

Or email hello@fundimo.com.au.

Sends an email to hello@fundimo.com.au from your mail app.

From 1 October you cannot surcharge it away

A card fee is a percentage. Ours stops at $5.00.

On a $2,500 invoice a credit card costs you around $25. FUNDiMO costs $5.00 including GST. The bigger the invoice, the bigger the gap, because our fee stops and theirs does not.

See what it costs
What it costs on a $2,500 invoice
FUNDiMO$5.00
Free bank transferYour time
Card paymentapproximately $25
Invoice finance at 3 percent$75

0.4 percent per transaction. Minimum $1.20. Capped at $5.00 including GST.

No card rails means no card data.

There is nothing to store and nothing to leak.

Australian owned.

Built on the Sunshine Coast.

FinTech Australia member 2026 ABN 87 688 761 015
Where we are

Live today.

Real-time payment requests over PayTo. Virtual account deposits. Payments straight into your bank account.

Next.

Your receivables in one place. Xero. More ways for your customer to pay.

We would rather tell you what is coming than pretend it has arrived. If you invoice for a living, talk to us and help shape it.

Questions we get asked

Is this the same as the reminders Xero already sends?

No. Xero reminds. It does not carry the payment, so for your customer the reminder and the paying are still two separate jobs. FUNDiMO makes reviewing the claim and paying it the same action.

Does it work with Xero?

Not yet. Xero is next on our list.

Does my customer have to sign up?

Yes. Your customer creates a FUNDiMO account and, the first time, approves a PayTo agreement with their own bank in their banking app. After that, paying a claim is one approval. Paying without an account is being built and is not ready yet.

How much does it cost?

0.4 percent per transaction, with a minimum of $1.20 and a cap of $5.00 including GST. A $5,000 invoice costs you $5.00.

All the questions we get asked

Get paid. On your terms.