The payments platform that connects local businesses with their customers.

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Real-time payments powered by PayTo

Request to Pay (R2P)

Send an R2P request. Get paid. Get feedback. All in one step.

Businesses send R2P requests directly to customers with a breakdown of what they're paying for. Customers can review, approve or decline, with feedback.

Scan to Pay (S2P)

Scan a QR code at checkout and pay instantly through Australia's PayTo network. No card terminals, no tap-and-wait. S2P moves the money in real time, straight from your bank.

Discounts

No voucher codes, no clipping, no forgetting. Businesses run discount campaigns and if a deal applies to your purchase it's applied automatically at checkout.

FUNDiMO Privacy SHiELD

Privacy, Built In

Privacy SHiELD is a self-audit built into the FUNDiMO software, running behind the scenes to protect our customers and the businesses they deal with. We train our own models to power it.

AI-Assisted Catalog Management for Businesses

Describe what you sell and FUNDiMO creates structured product and service listings ready for the marketplace. It also helps manage your discount campaigns: set the criteria, and FUNDiMO handles the rest.

How it works

  1. 1

    Create your account

    Sign up in a few minutes and verify your details.

  2. 2

    Connect your bank with PayTo

    Approve a secure PayTo agreement so money moves straight from your bank account in real time. No cards, no stored balances.

  3. 3

    Pay or get paid

    Scan to pay at checkout or approve a Request to Pay. Any discount that applies is added automatically.

Simple, transparent pricing. See plans

Ready to get started?

Create your FUNDiMO account and start sending and accepting payments in real time.

Sign Up Now